Losing a job can be devastating. Even in a strong market, companies can go out of business or reduce payroll.
Timing is everything when it comes to saving for the holidays.
I do not know of a single person who doesn’t like to save money. And the supermarket is one of the most important places to be shopping-savvy.
You do not have to spend your Saturday nights alone as penance for racking up debt or having paltry savings.
Some of us hoard cash while paying 18 percent interest on a credit card balance.